Battle is joined for financial literacy

first_imgTuesday 11 January 2011 9:08 pm Show Comments ▼ KCS-content Share MY suggestion yesterday that top City firms should back a new educational fund for financial literacy struck a chord with readers. I have been inundated with emails of support, with all sorts of ideas about how to teach children and adults about numbers and how to manage their personal finances. City A.M. will be campaigning to encourage City institutions and individuals to embrace the fight for financial literacy, and in the days and weeks ahead we will be highlighting successful initiatives, big or small. Perhaps the most intriguing idea would be to set up a new, voluntary system of financial exams. Anybody who passed the qualification would be offered easier access to credit – and hopefully even lower interest rates – as they would be deemed safer bets and less likely to default. Consumers’ credit ratings would become altogether more sophisticated – closer to how AAA businesses obtain better rates than BBB businesses. Banks could make these courses available as online learning or as DVDs. Job-centres could also distribute course material, with the tests becoming part of the benefit claim process. There were plenty of other ideas. One was to involve retired City folk, creating a community, on-line and off-line, of mentors and coaches. Another highlighted the need for “buyers’ training” – a nice name for empowering consumers. Several emailers mentioned the need to make sure that financial illiteracy ceased to be seen as clever (in the same way that some boast of their technophobia). One reader suggested that large companies could start offering free seminars to their non-financial staff: cleaners, security guards, catering staff, loading bay staff and receptionists.For children, there was a strong feeling that peer pressure and role models are key forces to harness. Celebrities could be enrolled. As one reader pointed out, we should never forget that curiosity is a big step towards literacy and knowledge – so children’s interest in personal finance needs to be kindled, one way or the other. It is essential to create learning systems outside of schools, and to use the latest technologies. Learning can be fun, interactive and very different to the traditional classroom model, as a myriad of new educational games and devices has proved. As much as possible, iPhone games and other digital media should be used. Fantasy football-style team selection techniques applied to investments could also work, as would real cash prizes and lotteries.The need to make learning more like entertainment also applies to adults. A few years ago, Trustee Toolkit, an e-learning programme aimed at pension fund trustees, many of which are not experts, showed how this could be done: it was based around a soap opera in which a pension scheme is hit by catastrophes. There are plenty of interesting projects already in existence, thanks to pioneering companies and volunteers. One is the National Number Partners, established to promote business involvement with schools. Related websites include www.numberpartners.org, which holds numeracy resources; and a sister website www.thebeeprogramme.com, which holds financial literacy resources. For adults, some pioneering websites include Straight Statistics and Getstats. Thanks to all who emailed – and I’m still interested to hear more of your great ideas. [email protected] me on twitter: @allisterheath center_img whatsapp Battle is joined for financial literacy whatsapp Tags: NULLlast_img read more

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Buffett on acquisition trail with $9bn Lubrizol deal

first_imgMonday 14 March 2011 9:03 pm Read This NextRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapCNN’s Brian Stelter Draws Criticism for Asking Jen Psaki: ‘What Does theThe WrapDid Donald Trump Wear His Pants Backwards? Kriss Kross Memes Have AlreadyThe WrapPink Floyd’s Roger Waters Denies Zuckerberg’s Request to Use Song in Ad:The WrapHarvey Weinstein to Be Extradited to California to Face Sexual AssaultThe Wrap2 HFPA Members Resign Citing a Culture of ‘Corruption and Verbal Abuse’The Wrap’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap’Black Widow’ First Reactions: ‘This Is Like the MCU’s Bond Movie’The Wrap’Small Axe’: Behind the Music Everyone Grooved On in Steve McQueen’sThe Wrap BERKSHIRE Hathaway’s purchase of Ohio chemical maker Lubrizol for $9bn (£5.6bn) is one of the biggest deals ever for Berkshire chairman Warren Buffett, who is quickly making good on the promise of “major acquisitions” that he made in his annual shareholder letter last month.The price tag for Lubrizol is at a premium of 28 per cent to its closing price on Friday, valuing the lubricant additive company at $135 per share. Lubrizol’s shares gained 27.7 per cent to close at $134.6 yesterday – close to the offer price.Berkshire Hathaway’s annual report for 2010 also detailed the type of acquisition Buffett would be seeking, after he declared to shareholders that his “trigger finger is itchy” to start spending the fund’s $38.2bn cash pile. The criteria included companies with at least $75m of pre-tax earnings, consistent earning power, good returns on equity while employing little or no debt, and “simple businesses”. Lubrizol seems to be an exact fit for Buffett’s strict criteria. Its revenue last year hit $5.4bn, when it generated a cash flow of close to $690m.It’s also a market leader in its sector – claiming the world’s largest market share in the lubricant additives business, even in the face of competition from Exxon and Shell’s Infineum joint venture.The company will keep its Ohio base, and continue to be managed by current chief executive James Hambrick.Lubrizol is Buffett’s second biggest acquisition in the last five years after Burlington Northern, which he paid $26bn for in November 2009. The deal is expected to be completed by the third-quarter of this year. Buffett on acquisition trail with $9bn Lubrizol deal KCS-content whatsappcenter_img whatsapp by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBetterBe20 Stunning Female AthletesBetterBePeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople Todayautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comElite HeraldExperts Discover Girl Born From Two Different SpeciesElite HeraldDrivepedia20 Of The Most Underrated Vintage CarsDrivepedia Share Show Comments ▼ Tags: NULLlast_img read more

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Covid-19 halts DoubleDown Nasdaq listing plans

first_img Regions: Asia US South Korea Casino & games Email Address South Korean social gaming giant DoubleU Games has announced that it will put plans to list its social casino subsidiary DoubleDown Interactive on the Nasdaq stock exchange on hold, blaming economic uncertainty. South Korean social gaming giant DoubleU Games has announced that it will put plans to list its social casino subsidiary DoubleDown Interactive on the Nasdaq stock exchange on hold, blaming economic uncertainty.In a Korea Stock Exchange (KRX) filing, DoubleU explained that it believes investor appetite for the listing has declined as a result of the uncertainty caused by a re-emergence of novel coronavirus (Covid-19) in the US.The business did note that it would re-examine the possibility of a market listing at a later date, when it felt conditions were more favourable, and would aim to do so as quickly as possible.DoubleU first announced plans for the listing in June, revealing that it aimed to raise up to $100m, through the stock market float. This would have seen 400,000 new ordinary shares and putting the 360,000 shares held by South Korean venture capital fund STIC Investments up for sale.Read the full story on iGB North America. Topics: Casino & games Social gamingcenter_img AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Subscribe to the iGaming newsletter 2nd July 2020 | By contenteditor Covid-19 halts DoubleDown Nasdaq listing planslast_img read more

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ANJ flags concerns over licensees’ player protection strategies

first_imgThis forms part of the ANJ’s new five-pillar strategy that will underpin its oversight of the market over the next three years. AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Social responsibility In particular, it said tools and resources for problem gamblers were not easily available, while identification of problem gamblers and training of employees were also not up to standard. 19th April 2021 | By Daniel O’Boyle “It is distinguished in particular by the setting up of an ambitious program aimed at guaranteeing the ban on gambling by minors on all game types, innovative prevention initiatives, diversified and adapted to the profiles of players, and the existence of an advanced player identification and support system for pathological gamblers,” the regulator said. There was no indication that any plan was rejected outright. Tags: Kindred Group La Française des Jeux PokerStars L’Autorité nationale des Jeux Betclic Everest Pari-Mutuel Urbain Group Partouche Winamax With Winamax, meanwhile, clear signposting of the prohibition on minors gambling, availability of responsible gambling tools and a system for recognising problem gamblers were all recognised as areas the operator must improve to have an adequate plan. For Unibet operator Kindred, the operator’s indemnification systems for problem gambling were praised, but the ANJ said communications needed to make clearer that minors are prohibited from gambling. Email Address While the ANJ approved this plan, it told the operator it must improve these areas. This included providing technical specifications of its system to recognise problem gamblers, taking effort to strengthen its training system and ensuring the accessibility of RG tools. In January this year the French government submitted a range of player protection regulations to the European Commission for approval. As part of these regulations, every licensee was required to submit a plan of action to ensure players could gamble sustainably. Examining the plan of FDJ, the regulator approved the plan with no further conditions. It said the lottery operator “reflects the operator’s desire to meet” the French government’s objectives regarding protecting minors and problem players. “Further progress is expected from the operator to fully achieve the objective of preventing excessive or pathological gambling,” the ANJ said. However, it also raised questions about the availability of responsible gambling tools and said Betclic must ensure that these are accessible. Regions: Europe Western Europe France Topics: Legal & compliance Social responsibility Regulation Responsible gambling Subscribe to the iGaming newsletter The ANJ conducted a similar review of operators’ marketing strategies in January. In this review, it said it had “serious concerns” about the marketing strategies of FDJ and PMU, which it said appeared to target young people. The regulator, which was established last year to oversee all gambling in France, examined action plans from all operators active in the country, including the two former monopolies, La Française des Jeux (FDJ) and Pari-Mutuel Urbain (PMU). The ANJ said it prioritised four main issues: prohibiting minors from gambling, allowing for self-exclusion and other checks, identifying and supporting potential problem gamblers and having a general policy that focused on protecting these groups. As well as approving 96 plans, the ANJ said it may make decisions later on some land-based casinos which may only open at a later date because of restrictions related to the novel coronavirus (Covid-19) pandemic. For PMU, however, it raised some concerns and thus added further conditions. L’Autorité nationale des Jeux (ANJ) has approved or suggested improvements to player protection plans licensees were ordered to submit as part of the French gambling regulator’s increased focus on social responsibility. Turning to private operators, online betting market leader Betclic was also approved with conditions following some concerns. The ANJ said the operator had “a vigorous action program aimed at preventing minors from accessing its gambling offerings, an identification and support system for excessive or pathological gambler that the operator intends to further improve during the current exercise and, finally, a proactive and structured company policy for the prevention of excessive gambling marked by ambitious objectives”. ANJ flags concerns over licensees’ player protection strategieslast_img read more

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University Press (UPL.ng) 2014 Abridged Report

first_imgUniversity Press (UPL.ng) listed on the Nigerian Stock Exchange under the Printing & Publishing sector has released it’s 2014 abridged results.For more information about University Press (UPL.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the University Press (UPL.ng) company page on AfricanFinancials.Document: University Press (UPL.ng)  2014 abridged results.Company ProfileUniversity Press Plc (UPPLC) publishes, prints, markets and distributes books in Nigeria for the education and general reading sectors. Educational books cover curriculum titles for the pre-primary, primary, junior, senior secondary and tertiary sectors. The company also produces material for teacher training, research categories and general reading as well as dictionaries, encyclopedias and language and cultural publications. University Press Plc was founded in 1949 and formerly known as Oxford University Press Nigeria. The company started publishing and printing indigenous titles in 1963 when it came out with the first ever local educational publication in Nigeria. Today, University Press Plc is the oldest publishing house in Nigeria exporting to a broad selection of countries in the rest of Africa. Its company head office is in Ibadan, Nigeria. University Press Plc is listed on the Nigerian Stock Exchangelast_img read more

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Stock market crash: I’d hold cheap UK shares like this for 10 years in an ISA to make a million

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Royston Wild | Saturday, 8th August, 2020 | More on: CCH Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.center_img Enter Your Email Address The 2020 stock market crash might have been months ago, but investor confidence remains at rock bottom. Bargain hunters are in short supply as fears over another meltdown for UK shares dominate thinking. Neither the FTSE 100 nor the FTSE 250 have made any progress since late May.Sitting on the fence and avoiding UK shares is the easiest option as major issues, like Covid-19 and tense US-China relations, remain far from resolved. But it’s a mistake that could end up costing you a fortune. You’re not going to make any returns on your cash by watching the world go by. Locking your money up in a low-yielding product like a Cash ISA instead offers pathetic returns that could scupper your chances of retiring rich.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Most importantly, history shows us that buying shares after a stock market crash is critical if you want to make BIG shareholder returns. Remember that market crashes are nothing new, and that those who take a long-term view of the market and continue to invest in UK shares tend to make their fortunes. They buy shares following crashes and then watch them surge in value as improving economic conditions pull their profits skywards again.A FTSE 100 firecrackerThe most successful investors think about what condition their shares will be in 10, 20 years from now, perhaps longer. It’s a philosophy that’s made people like Warren Buffett extremely wealthy. And if it’s good enough for him, then it’s good enough for me.The stock market crash has created a galaxy of great UK shares that I’d happily buy in my Stocks and Shares ISA and hold for a decade. And Coca-Cola HBC AG (LSE: CCH) is somewhere near the top of the list.There’s been worse UK share price falls in 2020 than the 16% one the FTSE 100 stock has endured. I reckon this provides a decent dip-buying opportunity for savvy investors though. Coke sells like no other soft drink and will continue doing so for decades to come.Sales of the megabrand should be helped by ongoing product innovation enabling the business to latch onto fast-growing consumer trends. The soft drinks giant just launched its Coke Energy line to boost its position in the energy drinks market. And it seems like another masterstroke. Allied Market Research forecasts that demand for energy drinks will surge at a compound annual growth rate of 7.2% through to 2026, by which time it’ll be worth a colossal $86bn.Coca-Cola is expected to see earnings clatter by a fifth in 2020. It reflects the impact of Covid-19 lockdowns on its ‘out of home’ products. But the Footsie share’s expected to roar back with a 26% earnings increase next year. And this leaves it trading on a sub-1 forward price-to-earnings growth (PEG) reading of 0.6.More UK shares to help you get richThis sort of value is too good to miss, in my opinion. And Coca-Cola is just one of many terrific UK shares trading below value after the market crash. So do some research with the help of experts like The Motley Fool and start investing! Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Stock market crash: I’d hold cheap UK shares like this for 10 years in an ISA to make a million See all posts by Royston Wildlast_img read more

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Here’s why I’d still buy cheap UK shares to make a million after the stock market crash

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images Simply click below to discover how you can take advantage of this. Matthew Dumigan owns shares of Rolls-Royce. The Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Matthew Dumigancenter_img Our 6 ‘Best Buys Now’ Shares Here’s why I’d still buy cheap UK shares to make a million after the stock market crash Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address Matthew Dumigan | Saturday, 10th October, 2020 With the FTSE 100 index sitting at around 6,000 points, you may be wondering why on earth now would be a good time to buy UK shares. After all, the index is in the same position it was in 2016, and has failed to bounce back as strongly as its US counterpart, the S&P 500.On top of this, the UK economy is in tatters as a result of the impact of Covid-19, which is showing no sign of letting up in the near future.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…What’s more, shares in many major UK companies look downright unappealing at present. I’m thinking of well-established businesses such as Rolls-Royce, Royal Dutch Shell, and HSBC, each of which have taken huge hits in the aftermath of the sell-off.The appeal of UK sharesDespite all this, I’m confident that buying high-quality UK shares today is a wise move. Moreover, if you’re prepared to be in it for the long term, I reckon it could even boost your chances of making a million after the stock market crash of 2020.But how? Well, many UK shares are trading on vastly reduced valuations at the moment, which is particularly appealing to value investors. Ultimately, with a great deal of stocks looking under-priced, now could be an ideal time to buy in ahead of a break out at some point in the future.That said, it’s entirely possible that UK shares could continue to underperform in the short term. Additionally, I wouldn’t even rule out a second major sell-off. Either way, I wouldn’t be too concerned. History demonstrates that those who are brave enough to hold onto their shares after market corrections often go on to make a tidy return in the long run.In fact, if UK shares do take another tumble, I’d use it as an opportunity to hoover up even more stocks at discounted prices.Making a million after the stock market crashUltimately, buying cheap shares in high-quality companies and holding them for the long term is a tried and tested method for building vast amounts of wealth. For instance, take a look at legendary investor Warren Buffett, who has made millions from buying undervalued stocks. Interestingly, Buffett says that if you don’t feel comfortable holding a company for 10 years, you shouldn’t even own it for 10 minutes!When it comes to building your own six-figure portfolio, I reckon you could do far worse than follow some of Buffett’s key principles. Additionally, it doesn’t take eye-watering yearly returns to grow a vast sum over time. Hypothetically, let’s assume you invest £500 a month for the next 35 years in a mixture of diversified shares. Provided you achieved an average annual return of 8% (identical to the average yearly return of the FTSE 100 index) you’d have an investment pot worth £1,078,202!With that in mind, I’d press on with buying cheap UK shares regardless of current market conditions. All things considered, keeping a calm temperament during temporary market downswings is key to implementing a solid long-term investment strategy and realizing a tidy return.last_img read more

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5 ways to prevent kidney stones

first_img Dan Rogers About 1 in 10 people develop kidney stones during their lifetime, and men between the ages of 30–50 have the highest risk. Once you’ve had a kidney stone, your chances of having another go up.From HCA North Florida Division  1 COMMENT The Anatomy of Fear Reply You can also drink KSPtabs which give you all the citrate you need to help elevate your urine pH. Kidney stones are painful and all too common. About 1 in 10 people develop kidney stones during their lifetime, says the National Kidney Foundation. Men between the ages of 30–50 have the highest risk. And once you’ve had a kidney stone, your chances of having another go up.Kidney stones form when substances in the urine become highly concentrated. Calcium oxalate and calcium phosphate stones are most common. Other types include uric acid, struvite and cystine stones.The best way to prevent kidney stones is to drink at least 12 cups of fluid a day, preferably water, says the National Kidney Foundation. These five measures may also help.Cut out soft drinks. Both phosphoric acid and sugar in sodas have been linked to kidney stone development.Get enough calcium. Too little causes oxalate levels in urine to rise, which can lead to stones. The National Institute of Diabetes and Digestive and Kidney Diseases recommends adults get 800 mg of calcium a day from food. Taking calcium supplements is not recommended as it may increase kidney stone formation.Modify oxalate consumption. Some people benefit from cutting back on foods containing oxalates. However, the National Kidney Foundation says this is not wise for everyone since oxalates are in so many nutritious foods. Instead, try eating oxalate–rich foods along with those containing calcium. The two substances bind together in the stomach, which may prevent stones from forming in the kidneys. Foods high in oxalates include spinach, beets, nuts and nut butters, legumes, sweet potatoes, chocolate and wheat bran.Eat less animal protein. Red meat, organ meat and shellfish contain a lot of purines, which make urine more acidic and hospitable to the formation of uric stones. Cut consumption to 6 oz. or less per day.Reduce sodium intake. Eating too much sodium can boost the amount of calcium your body secretes in your urine, thus increasing your risk of kidney stones. Experts suggest no more than 1,500 milligrams of sodium daily if you’re prone to kidney stones.Even if you’ve experienced kidney stones many times before, it’s important to never ignore your symptoms. The National Institute of Diabetes and Digestive and Kidney Disease lists common symptoms of kidney stones to be on the lookout for:sharp pains in your back, side, lower abdomen, or groinpink, red, or brown blood in your urine, also called hematuriaa constant need to urinatepain while urinatinginability to urinate or can only urinate a small amountcloudy or bad–smelling urineIf you experience any of these symptoms, seek medical attention immediately. These symptoms may indicate a kidney stone, or they could mean you have a more serious condition. Please enter your name here Please enter your comment! January 12, 2021 at 9:06 am You have entered an incorrect email address! Please enter your email address here Share on Facebook Tweet on Twitter Support conservation and fish with NEW Florida specialty license plate Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 TAGSFoodsHCA North Florida DivisionhealthKidney StonesPreventionRiskssymptoms Previous articleGuess who’s judging your drunken shenanigans?Next articleConservationists decry Fed’s rollback of migratory-bird protections in Florida Denise Connell RELATED ARTICLESMORE FROM AUTHOR LEAVE A REPLY Cancel reply Save my name, email, and website in this browser for the next time I comment.last_img read more

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RI House / arquitectura x

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/889833/casa-ri-arquitectura-x Clipboard Photographs:  BICUBIK Manufacturers Brands with products used in this architecture project ArchDaily Photographs CopyHouses•Quito, Ecuador CopyAbout this officearquitectura xOfficeFollowProductsWoodGlassSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesQuitoEcuadorPublished on March 06, 2018Cite: “RI House / arquitectura x” 06 Mar 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesVinyl Walls3MExterior Vinyl Finish – DI-NOC™ StoneShowerhansgroheShowers – Croma SelectDoorsRaynorGarage Door – Advantage SeriesConcreteSika3D Concrete PrintingSignage / Display SystemsGoppionDisplay Case – Bre-ClassSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeWindowsswissFineLineSliding Windows in Villa LakesideSuspension SystemsMetawellAluminum Panels for Smart CeilingsGlassDip-TechDigital Ceramic Printing in Roofs & CanopiesSound BoothsFrameryMeeting Pod – Framery Q – Flip n’ FoldWall / Ceiling LightsAsaf WeinbroomLighting – Linestra 110 BrassMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Architects: arquitectura x Area Area of this architecture project RI House / arquitectura x “COPY” Projects RI House / arquitectura xSave this projectSaveRI House / arquitectura xcenter_img Area:  372 m² Year Completion year of this architecture project Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/889833/casa-ri-arquitectura-x Clipboard Ecuador Save this picture!© BICUBIK+ 36Curated by Danae Santibañez Share Manufacturers: Escenium HAUS, FV, IPAC, Kubiec, Teka, VALVOAuthors Architects:Adrian Moreno, María Samaniego, Jorge Durán, María Gracia Borja, Andrea CisnerosStructural Engineering:Cesar Izurieta, Franklin QuisalemaConstructor:Milton ChávezCity:QuitoCountry:EcuadorMore SpecsLess SpecsSave this picture!© BICUBIKRecommended ProductsDoorsVEKADoors – VEKAMOTION 82SkylightsVELUX CommercialLonglight 5-30° – Modular SkylightsDoorsECLISSESliding Pocket Door – ECLISSE LuceDoorsdormakabaEntrance Doors – Revolving Door 4000 SeriesText description provided by the architects. This project became a house in the process, its actual configuration decided during construction, its final purpose still undecided. Uncertainty and vagueness become the strategies and the tools for constructing a series of spaces which solve the family´s needs, based on two fixed requirements: a field for playing football and a barbeque for entertaining.Save this picture!AxonometricThis meant actually to have a very clear and systematic spatial and dimensional strategy that could be directly translated into material, variable construction, a diffuse border system, a porous structure that could allow gradual change within a set of rules, while keeping with the strict necessities of seismic resistance.Save this picture!© BICUBIKA redundant, light structural system based on standard steel flat bars, 6000 x 300 x 4 mm (6 and 8 mm where needed), a three dimensional lattice modulated every 600 mm.Save this picture!DiagramThis lattice stands independent from the use and dimension of the spaces, but varies in order to respond to their layout, configuration, dimension and use. It is a diffuse border but with a particular quality or degree of porosity, becoming literally as weak or strong as required. Depending on your position within or without the lattice it becomes absolutely defined and solid, or it apparently disappears.Save this picture!© BICUBIKAlthough it is the structural, spatial and material system, it is not identifiable as an architectural or structural element that relates us to a house, thus it is undefined, a diffuse border between architecture and structure, between material and immaterial, between inside and outside.Save this picture!© BICUBIKProject gallerySee allShow lessGentrification, Alienation, and Homelessness: What Really Happens When Amazon Moves …ArticlesArchitecture That Can Feed You: Penda’s Yin & Yang House Addresses Our Detachment Wi…Unbuilt Project Share Year:  “COPY” 2017last_img read more

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Schools to remove child photos from Web sites

AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement The Department for Education is to advise schools not to publish photographs of individual children on their Web sites and to work to give children “anonymous” e-mail addresses. Read Watch children on net, parents told by Alan Travis at GuardianUnlimited. Howard Lake | 21 March 2001 | News Schools to remove child photos from Web sites  8 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. read more

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