Bringing harm minimisation to the fore

first_img Topics: Social responsibility Responsible gambling As one of the most complex challenges currently facing the industry, harm minimisation is increasingly a business critical part of any operators long term strategy. iGaming Business speaks to Onfido to learn how identity verification fits into the industry’s next steps While the numbers of problem gambling have historically remained consistent at around 0.7%, the increased reach of igaming means a  higher volume of people are affected overall.This and the variety of new channels for engagement and advertising developed in recent years have made harm minimisation a focal point of conversation in the industry, but also from external parties. As pressure ramps up from politicians and the media, operators must act quickly to develop an understanding of problem gambling and markers of harm at the earliest possible stage.iGaming Business spoke with James Baston-Pitt, UK accounts lead at Onfido to discuss their involvement in harm minimisation, and how they are leveraging identity verification technology to tackle the challenge head-on.Baston-Pitt says: “The industry is experiencing tighter regulatory scrutiny than ever before, with regulators responding in part to a perceived lack of advertising restraint, and to prevalent outdated processes that meant full KYC/EDD was only conducted at the end of the customer journey, once a player tried to collect winnings.”He adds that this has resulted in a lack of faith in the industry, as well as interventions by regulatory bodies: “From a business perspective, the industry not acting quickly enough of its own accord has left us seeing large fines making waves.”While there is a genuine appetite to raise the bar, there is no unified way forward laid out for the industry as a whole, and Baston-Pitt says closer collaboration is needed as opposed to disparate harm minimisation initiatives. Identifying the problemBaston-Pitt believes that identity verification has the potential to solve challenges around compliance, fraud and harm minimisation: “It’s more than just adhering to regulatory stipulations, it’s about truly knowing your customer.“We recently met with Gamstop to explore areas where we could add value and we were in agreement, that identity is a critical component in solving the wider responsible gambling problem.”Currently, Baston-Pitt notes an array of challenges preventing a better unified approach. For example, in most countries there is no centralised identity system, and legacy data, such as from that provided from the CRA’s , allows for significant gaps in the system. This isn’t just a problem in the UK, either – Baston-Pitt cites Sweden and Denmark as examples, where there are strong national ID systems, but this alone hasn’t solved the problem.Other countries, such as Germany, are starting to look at document and facial biometric technology, while Spain in some circumstances is mandating document verification.However, in order to solve the identity problem, Baston-Pitt says a much more robust underlying system is necessary to support progress: “Is it right that when data and technology – and consumer requirements – have moved on, we are still rooted in a decade long solution? We need to accept the limitations of the existing system and move forward to a new one together.” Forging a new pathIn recent years, other sectors have moved on and embraced documents and biometrics with great effect. For instance, Baston-Pitt says, in challenger banking, where the technology is assisting Onfido clients such as Revolut and bunq in removing friction while also protecting against fraud, friendly or otherwise.He adds: “Similarly, in transportation, our clients want strong security, whilst not adding so much friction they can’t grow — Drivy decreased the frequency of theft attempts by 22% since by enhancing their process with Onfido technology while also decreasing drop-off by a whopping 23%.”However, as with many challenges this industry faces there is no silver bullet solution, and Baston-Pitt says much closer collaboration is vital to driving success: “There’s a lot of great ideas out there from operators launching responsible gambling initiatives, but the sector must work together.”But this is not just in the UK. With growth in traditional markets slowing, opportunities, and therefore risk, is shifting to new, emerging markets such as Latin America and Africa. That comes with new challenges and there is an urgent requirement to find a process that fits the needs of each new market in line with the best practice established elsewhere.He also feels that emerging markets and new jurisdictions have a great opportunity to start from a better place without the constraints of legacy methods, noting Africa’s mobile-first approach to this as exemplary. ‘These jurisdictions do not have access to the old style banking and identity systems that are the foundation of the more traditional markets so how we adapt our services to embrace the advantages technology brings will be critical to the success in these regions. “Working with stakeholders, especially regulators, who are grappling daily with the demands of effective regulation and player protection’ means we are fully aware of the challenges ahead and we hope to bring some of the best practice we employ elsewhere to help support the gambing sector” Bringing customers on the journeyAn important component of this transition will be how customers are factored into changes, Baston-Pitt says, will be ensuring trust and sustainability: “They have shown that they are willing to share data and information if it is willingly shared, fully verified and responsibly used, it will serve to benefit both parties.”Customers will lead the identity revolution from a UX and friction perspective, he says, driving for seamless journeys, wider acceptance of documents and biometrics, and by trading data in a consensual, responsible and protected environment.In addition to its services in biometrics services,  Baston-Pitt says Onfido is investing heavily in its autofill registration product, where a consumer can take a picture of their document in order to auto-populate registration fields, which reduces the number of drop-offs from repetitive data entry.“Our autofill registration product can assess whether an application is fraudulent to 98.7% accuracy, extract the ID data and provide it directly to the operator.”“Across the business, but especially when it comes to our product team, we are striving to use the next generation of data and technology to add in layers of safety and security that will both enhance the customer experience and increase the robustness of the identity check required. If we genuinely want to create a sustainable industry there can be no more important issue than protecting the customer. At Onfido we are doing our best to make sure we contribute to the sectors efforts in this area.” For further insight from James Baston-Pitt and Onfido, watch our on-demand webinar today – “Identity verification: the solution to the gambling industry’s most complex challenge?“ Social responsibility Bringing harm minimisation to the fore AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter 11th November 2019 | By Josephine Watson Subscribe to the iGaming newsletter Email Addresslast_img read more

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Smart Products Nigeria Plc (SMURFT.ng) 2014 Annual Report

first_imgSmart Products Nigeria Plc (SMURFT.ng) listed on the Nigerian Stock Exchange under the Industrial holding sector has released it’s 2014 annual report.For more information about Smart Products Nigeria Plc (SMURFT.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Smart Products Nigeria Plc (SMURFT.ng) company page on AfricanFinancials.Document: Smart Products Nigeria Plc (SMURFT.ng)  2014 annual report.Company ProfileSmart Products Nigeria Plc relies on rental income and profit on investment. It was incorporated on 11 January 1966 as Associated Press Limited was, a private limited liability company and commenced operation as a legal entity immediately. The name was changed to Smurfit Print Nigeria Limited in 1987 and was subsequently converted to a public limited liability company in 1991 which made it change its name to Smurfit Print Nigeria Plc. The name was changed to Smart Products Nigeria Plc on 25 September, 2005. Smart Products Nigeria Plc is listed on the Nigerian Stock Exchangelast_img read more

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Could BT reinvent itself as a dividend-paying growth stock?

first_img Enter Your Email Address Our 6 ‘Best Buys Now’ Shares Image source: Getty Images. Tej Kohli does not have holdings in any of the stocks mentioned in the piece. The Motley Fool UK owns shares of and has recommended GlaxoSmithKline. The Motley Fool UK has recommended Barclays and Imperial Brands. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.Tej Kohli is the founder of the philanthropic Tej Kohli Foundation whose ‘Rebuilding You’ philosophy supports the development of scientific and technological solutions to major global health challenges, whilst also making direct interventions to rebuild individuals and communities around the world. Tej Kohli is also an investor who backs growth-stage artificial intelligence and robotics ventures through the Kohli Ventures investment vehicle. Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. “This Stock Could Be Like Buying Amazon in 1997” See all posts by Tej Kohlicenter_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Investing for long-term growth is something that I believe everyone should partake in, which is why I enjoy sharing my analysis on this website.  At a rough estimate, I believe that I know nearly 3,000 stocks intimately, in particular in the UK and USA.  I trade daily in vertical options and short positions.  But for the last six weeks, finding good long positions in UK stocks has been so troublesome that I have been unable to recommend any in this column.The challenge right now is not one of choices, but of timing.  For all the talk of ‘buying the dip’ of 23 March, many of the gains driven by the FOMO-rally since March have since been wiped out again.  Last week, prices in the UK have started looking very volatile.  There is much talk from analysts about stock prices having become detached from the reality of the post-COVID economic outlook.  FTSE 100 stalwarts such as Barclays and Aviva have paused their dividends for at least the next year, with no guarantees they will return in 2021.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…We are in unchartered territory with a real possibility that the UK market could become a bull trap: an ‘emperor’s new clothes’ scenario where investors who bought the dip in expectation of a quick recovery drove prices up into a self-perpetuating rally, only for the bullish emperor to be found to be naked and exposed as bad news, such as the extension of the Government furlough scheme until October, causes the hard economic reality to set in.  Some prices are now reversing back to never-seen-before lows – and inflicting heavy losses. A lot of conventional wisdom has been overturned too.  Before the crisis, the compounding effect of investing in the low volatility of long-established FTSE 100 stocks with a regular and reliable dividend stream was almost a surety for long-term investment growth.  Yet during the crisis it is non-dividend-paying ‘newbie’ growth stocks such as Ocado that have proven robust.  Investors have rushed into tech as traditional dividend stocks have fallen sharply. We also have heightened risk velocity, with a social-media-driven news cycle and the interconnectivity of globalisation increasing the pace at which fresh bad news or even an unforeseen ‘black swan’ event could negatively impact markets and trigger more sell offs.Yet bullish optimism is also not entirely misplaced.  People have short memories and life often has a way of confounding economists.  We saw this in 2003 when global markets rebounded quickly after the shock of the SARS virus.  And share prices today are significantly down from their pre-COVID 52-week-highs precisely because they are (theoretically) pricing in big drops in GDP, higher unemployment and growing acrimony between the US and China. Shell and BP have suggested, but not yet confirmed, that they intend to pay dividends. British American Tobacco, GlaxoSmithKline, Rio Tinto, AstraZeneca, Vodafone, BHP and Imperial Brands are also forecast to continue to pay out their dividends in 2020. Yet whilst I admire the fortitude of the bullish view, I find it very hard to share in its optimism.  The only solution as I see it right now is to look for long-term stability.  And this has piqued my interest in a FTSE 100 stock that may prove itself to be a sleeping giant: BT (LSE:BT-A).Yes, BT has just axed its dividend for the first time in history.  It has a huge £18bn liability arising from its debt and £50bn of pension liabilities.  It must spend £12bn to upgrade its network in coming years.  And prior to some false media reporting about its plans to sell off OpenReach at a valuation of £20bn, which caused the stock to rally, last week the price of BT was at historic lows with a market cap of only £10bn, down from £50bn in 2016.Given its current low price I’m now closely watching BT as a prospect for a very long-term investment.  A new tie up between O2 and Virgin to challenge BTs deep reach into 18 million UK households validates the future opportunity.  But it will be very hard to shift BT from its entrenched position.  BT is already very far ahead of competitors in introducing 5G, and has the scale and organisational memory to make full fibre a reality in every UK home.  This will become all-the-more important because of some imminent mega trends.  In a post-COVID world, I predict that working from home, video conferencing and streaming entertainment will be endemic with near-total adoption across the full UK population.  The world is also on track to connect 1 trillion sensors to the Internet of Things at the dawn of an artificial intelligence revolution that will change and impact every aspect of our lives.  BT’s reliable 5G and full fibre internet connections will be absolutely crucial for all of this.In my view, the world is changing in favour of BT.  A major restructuring is already under way.  BT could yet prove itself to be a sleeping giant and re-emerge next year as a dividend-paying growth stock.  The question is exactly when this sleeping giant will awaken, and thus whether the right time to invest is now.  At this low price, BT certainly looks tempting. Tej Kohli | Monday, 18th May, 2020 | More on: BT-A Could BT reinvent itself as a dividend-paying growth stock?last_img read more

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Stock investing: a UK share and a US one I’d buy for my ISA right now

first_img “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m still on the lookout for top stocks to buy in 2021. Here’s a UK share and a US stock I’m thinking of adding to my Stocks and Shares ISA today.Road warriorI reckon that Hill and Smith’s (LSE: HILS) a UK share that could deliver big returns over the next 10 years. This business is most famous for building the crash barriers that can be found alongside roads. But it offers an array of other roadside furniture like signs, lighting apparatus and bridges too.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Its operations can be found all over the globe, from Australia and Sweden to the UK and the US. In my opinion, it can expect demand for its products to rise as huge infrastructure-building projects come on stream in the years ahead.Yet a risk to Hill & Smith’s profits outlook in the UK has just emerged. The government plans to launch a £27bn road-building programme, a move that should provide a meaty revenues boost for the UK share. But a legal challenge on environmental grounds threatens to scupper the construction project. I still think the firm is an attractive buy though, even with that UK issue.Profits projections can fall short if trading conditions change. But City analysts think Hill & Smith’s earnings will rise 31% in 2021. This leaves it trading on a forward price-to-earnings (P/E) ratio of 20 times.A green US shareI believe that buying Blink Charging (NASDAQ: BLNK) is another good investment idea for the 2020s.This US share builds and operates charging stations from which drivers can juice up their vehicles at home, at work or on the street. This puts it in pole position to ride the EV revolution in my opinion.Despite the broader slowdown in the new car market last year, sales of these cars rose 4% in Blink Charging’s home territory of the US in 2020. Demand for low-carbon vehicles is likely to keep growing too, as legislators are increasingly laying down ambitious targets for EV adoption, and car manufacturers accelerate development in this particular field.That said, I think there is a serious threat to Blink Charging’s long-term earnings outlook. Plug-in EV sales are soaring today, sure, but hydrogen vehicles may eventually prove to be the winner. They’re quicker to fill up and their fuel cells offer better range than the majority of electric batteries. New hydrogen fuelling stations are also being built all over the world. And the world’s largest carmakers are also investing huge sums into this form of green mobility too. Hyundai, for example, has just announced plans to build a vast hydrogen cell manufacturing plant in China.Despite this risk, I still feel that Blink Charging could deliver big returns for UK share investors over the next decade. This is even though City analysts expect the company to remain loss-making this year. And especially as the company aggressively builds out its charging station network through a mix of organic investment and acquisition activity. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Royston Wild | Saturday, 13th February, 2021 | More on: HILS BLNK Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Stock investing: a UK share and a US one I’d buy for my ISA right now Image source: Getty Images. See all posts by Royston Wildlast_img read more

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England’s back-row headache for Stuart Lancaster

first_imgIn the August issue of Rugby World, columnist Martin Corry asked if Robshaw was right to captain England, with Kvesic looking like the real deal at seven and Tom Wood and Tom Croft there at six. Certainly Lancaster must be aware of this aspect – Corry was an intelligent player and knows his back-row play, but this is something impossible for any England fan to ignore – but he must still compare form and value to the team over the coming weeks, before he plumps for his starters in his head.The World’s worst trophy?: Lancaster and Wood celebrateTom Wood is the man who would be captain, if you ask some fans. However, in order to make any changes that alter the composition of the team, Kvesic has to be burning down grounds and dominating every openside opposite him.What cannot be ignored is the potential for a back-row partnership at Gloucester between Kvesic and the stand-out No8 for England, Ben Morgan. If they share a telepathic link and team up to boss the Premiership, it will be hard to ignore Kvesic. Then the idea of moving Robshaw to six comes in and he has to worry about finding room for Wood and Croft. If Kvesic does OK, without making himself impossible to ignore, he is a safe bench option. What are Lancasters plans for 2015?Whatever it is, he will have a headache all the way there. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS <> on June 15, 2013 in Buenos Aires, Argentina. All eyes on him: Questions are being spun out about whether Chris Robshaw is the man to lead England to RWC2015By Alan DymockIT’S NOT long until the Aviva Premiership season starts and we’ve only just stopped nursing our British and Irish Lions hangovers. However, with the start of the domestic season come renewed questions for the England national side.In autumn England face Tests against Australia, Argentina and New Zealand. They are stern challenges against Rugby Championship opposition, of course, and a different proposition than experiences in recent memory would suggest, with New Zealand set to enjoy Championship crushing form, Australia being a different beast to the one that broke England last season and Argentina much stronger than the side that faced England in the summer tour.A serious contender: Matt KvesicCome autumn England will want to build for Rugby World Cup 2015 as well.So the first few games of the Premiership become significant for Stuart Lancaster. Now is the time to try combinations and push players who he reckons will be his starters for the World Cup. It looks like Marland Yarde could be tested with Tom Varndell to see who plays with the likes of Christian Wade, with the options as exciting as they are risky for spectators’ hearts, but the real headache for Lancaster as he looks into the first few rounds of action in the league will be his back-row.Captain Chris Robshaw has penned a new deal with Harlequins, anchoring him in England’s capital until 2016, and the side have steadily progressed under his and Lancaster’s watch. Yet there are more and more calls coming in for Matt Kvesic to become England’s openside, as an out-and-out seven.last_img read more

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Episcopal, Lutheran ministries meet the needs of women farmworkers

first_img Canon for Family Ministry Jackson, MS Rector and Chaplain Eugene, OR Rector Washington, DC Farmworkers at a rally in New York. Photo: Rural & Migrant Ministry[Episcopal News Service] It’s 8 p.m. and 29-year old Sofia is preparing to work an overnight shift at a dairy farm, milking cows in the freezing Vermont night. The lows have been hovering around 9 degrees.When she gets home just past dawn, she does a few household chores before waking up her 5-year-old son and getting him ready for school. She then puts him on the school bus, does a bit more housework, and finally sleeps before her son gets home at 3:15 p.m.Sofia is not her real name; it has been changed protect her identity because she’s undocumented. She works six days a week without overtime pay. Friday is her day off.  She says working overnight allows her to be an active mother during the day, attending parent-teacher conferences and taking her son to doctor and dentist appointments.Working during the day would be stressful, she says, because “I would need to ask for time off, and I wouldn’t always get it.”The Franklin Alliance for Rural Ministries in Vermont is one of several faith-based organizations nationwide trying to find new ways to help women migrant farmworkers like Sofia live a better life.Based at Holy Trinity Episcopal Church in Swanton, FARM is an ecumenical ministry of the Evangelical Lutheran Church in America in Franklin County, the largest dairy county in the state. The Rev. Kim Erno, an Episcopal priest, provides social and civic services for migrant farmworkers, such as driving them to medical appointments and to advocacy action days and marches, like the march for Migrant Justice’s winning Milk with Dignity! campaign against Ben & Jerry’s held in Burlington in 2015. Marchers chanted, “A mi me gusta…leche justa!” (I like just milk!) and successfully lobbied for fair wages, just working conditions and dignified housing.In 2017, Erno will initiate a small-group ministry to bring women together to share experiences and conduct Biblical reflections in the style of religious base communities in Latin America.Coming together in fellowship can be life changing for farmworkers, especially for women who are a quarter of the nation’s estimated 2 million migrant farmworkers. And while women suffer the same challenges as men – low wages, poor living conditions – some also suffer sexual harassment, at times at the hands of supervisors.Farmworker Justice reports that over 75 percent of migrant farmworkers are employed by a single year-round employer, and 55 percent of migrant farmworkers have worked in agriculture and lived in the United States for more than a decade. These often-invisible community members pay sales taxes and contribute to the local economy.Despite their stability, many still lack transportation and documentation. FARM is near the Canadian border, and many workers fear that leaving the farm could mean risky run-ins with the border patrol.“The isolation can be extreme,” says Gabriela Quintanilla, Rural & Migrant Ministry‘s associate coordinator for Western New York. Quintanilla knows this firsthand: She arrived in the U.S. at 14, speaking no English. She migrated from El Salvador on foot, with her two siblings in tow to join her mother in upstate New York, where she worked at a chicken-processing factory. Quintanilla became involved with the RMM’s youth empowerment program, and discovered a community of motivated peers as well as her life passion: social justice.Rural & Migrant Ministry’s youth empowerment program includes arts and economic education groups, leadership camps, summer day camps, and high school and college internship programs. Photo: RMMRural & Migrant Ministry is a nonprofit organization that works for justice in rural New York state through nurturing leadership, standing with the disenfranchised, and changing unjust systems and structures.“Without RMM’s youth group,” Quintanilla says, “I would not have been able to choose the path I took.” After graduating high school, she attended Stony Brook University, majoring in sociology and minoring in political science. Today, Quintanilla sits on the student board of the Coalition of Immokalee Workers, a worker-based human rights organization, as well as coordinating the RMM youth group.RMM’s youth empowerment program includes arts and economic education groups, leadership camps, summer day camps, and high school and college internship programs. Ninety-six percent of its participants attend college, including women like Betsaida Alcantara and Librada Paz. Alcantara joined the youth group when she was 12 and had just arrived from the Dominican Republic. Today, she is a director of media planning for the Clinton campaign. Paz came to the U.S. as a teenager from Oaxaca, Mexico, and went on to win a Robert F. Kennedy Human Rights Award for migrant farmworker organizing.RMM will host its 11th annual assembly Dec. 2-4 for rural women and their allies in Binghamton, New York. This bilingual, grassroots gathering gives 100 women the opportunity to learn from social organizations, rural experts and each other. Participants learn to advocate for themselves and their families in doctors’ offices and schools, as well as in their homes. Women and girls are encouraged to develop their voices and share their stories.And like FARM, RMM is also starting a small group ministry for women next year to help members escape their isolation and develop a sense of community. “We want to create a place where women can openly discuss issues they’re facing on their farms or at home, and find solutions,” Quintanilla said.Rural & Migrant Ministry Executive Director, the Rev. Richard Witt, an Episcopal priest, sees the new women and family-focused program as an organic reflection of today’s migrant community. In the early days, he says, migrant farmers were almost all men. “The growers didn’t want to deal with families, they really wanted to deal with single men – who were really teenage guys,” Witt said.Migrant farmworkers are young: just 29 percent are over 45. But 10 years ago, only 19 percent of farmworkers were over 45 and 61 percent were under 34. Now, Witt says it’s swaying back again to younger workers and families. This could give women a new, more important role in farmworker organizing.Witt is enthused about the state of migrant farmworker organizing. He reflects, “When we talk about the church bearing witness, this is something the church has a long history of doing and continues to do.”On Oct. 27, RMM hosted a Harvesting Justice symposium where women farmworkers from across New York shared personal stories of their lives working on the farms and taking care of their families.RMM is one of the organizations creating advocacy infrastructure in the rural Northeast, where Latinos compose a small percentage of the population. The Northeast stands in stark contrast to majority-Latino states like California, which has a long and powerful history of farmworker organizing. In September, California Governor Jerry Brown signed Assembly Bill 1066, a landmark law granting agricultural workers the same right to overtime pay as other Californians.But in states with smaller, less established Latino populations, social services are a higher priority than advocacy.Juan Carbaña heads up the Episcopal Farmworker Ministry in North Carolina. When the ministry started, nearly all of the workers it served were Haitian, but today nearly all are Mexican.The majority of farmworkers are no longer migratory. Many live in trailers like this on property owned by their employers. Photo: Episcopal Farmworker MinistryThe Episcopal Farmworker Ministry helps farmworkers access health care, financial, transportation, educational and other social services. Farmworkers can enroll children under 5 in subsidized daycare and learn English, all through a network of partners like the North Carolina Farmworker Network and Legal Aid North Carolina.The Episcopal Farmworker Ministry is currently developing a grant to conduct listening sessions with the farmworkers to learn even more about their specific needs. For Carbaña, a successful outreach ministry starts with culture. And when it comes to women’s organizing, Carbaña starts with families.In his experience, a women’s group or health education meeting might not be well-attended, but if it’s advertised as a play date and is followed by a workshop, he’ll have an entirely different response.Latina farmworkers take care of their entire families, but Carabaña also tries to impart the idea that here in the U.S., they can do so while taking care of themselves. His staff members encourage women to take up self-care, sometimes by suggesting to women, “Why don’t you take a day off and have your husband watch the kids?” This can come across as “femisist-splaining,” so Cabaña urges organizers “slowly beginning to change the culture” to be sensitive.“It’s a lot to ask,” says Carabaña, for women who work and prepare dinner at the end of the day to also make time for organizing. He recognizes it’s hard to “lean out” of household duties when your husband doesn’t know where the kids’ socks are.For the Episcopal Farmworker Ministry, RMM, and FARM, successful organizing is about understanding women’s priorities and reaching them where they are. For Sofia, that means helping her and her son adjust to life in the chilly Northeast.  Her son, who came to the U.S. just four months ago, feels uncomfortable at school since he doesn’t speak English yet. But Sofia is optimistic that he will adjust.When asked what women migrant farmworkers really need, Sofia answers, “Rides.”For women working overtime, a ride to the market or the doctor can make a hard life a little less daunting. FARM helps Sofia take care of the small things so she can focus on the big things, like giving her son a great life in the United States.“We have to have hope for the future, and move forward!” she says.— Emily Goulding-Oliveira is a writer and activist. She lives in Brooklyn with her family.   Cathedral Dean Boise, ID Bishop Diocesan Springfield, IL The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector (FT or PT) Indian River, MI November 1, 2016 at 8:50 pm This is good news. May God bless this ministry as it seeks to improve lives. Rector Knoxville, TN Tags Curate (Associate & Priest-in-Charge) Traverse City, MI Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Associate Priest for Pastoral Care New York, NY Rector/Priest in Charge (PT) Lisbon, ME Rector Smithfield, NC Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET By Emily Goulding-Oliveira Posted Oct 31, 2016 Featured Events Susan christian says: This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Press Release Service Submit a Press Release Course Director Jerusalem, Israel Rector Pittsburgh, PA Priest-in-Charge Lebanon, OH Rector Collierville, TN Submit an Event Listing Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Bath, NC Priest Associate or Director of Adult Ministries Greenville, SC Assistant/Associate Rector Morristown, NJ The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Missioner for Disaster Resilience Sacramento, CA Comments are closed. TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Richard McClellan says: Director of Administration & Finance Atlanta, GA Associate Rector for Family Ministries Anchorage, AK Rector Belleville, IL Rector Martinsville, VA Rector Tampa, FL Ecumenical & Interreligious Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Albany, NY Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Episcopal, Lutheran ministries meet the needs of women farmworkers Director of Music Morristown, NJ AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Assistant/Associate Rector Washington, DC December 2, 2016 at 4:42 pm Beautiful story about beautiful people doing important work. Rector Shreveport, LA Assistant/Associate Priest Scottsdale, AZ Youth Minister Lorton, VA New Berrigan Book With Episcopal Roots Cascade Books Associate Rector Columbus, GA Rector Hopkinsville, KY Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Featured Jobs & Calls Family Ministry Coordinator Baton Rouge, LA Curate Diocese of Nebraska Submit a Job Listing Comments (2) last_img read more

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Albion Street Residences / Kennerly Architecture & Planning

first_img “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/788129/albion-street-residences-kennerly-architecture-and-planning Clipboard CopyAbout this officeKennerly Architecture & PlanningOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSan FranciscoUnited StatesPublished on May 29, 2016Cite: “Albion Street Residences / Kennerly Architecture & Planning ” 29 May 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MSun Control Film – Prestige ExteriorShowerhansgroheShowers – Croma SelectWall / Ceiling LightsSpectrum LightingLED Downlight – Infinium 3″ Round FlangelessVentilated / Double Skin FacadeCosentinoDekton Cladding in LD Sevilla hotelSealantsSikaJoint SealingBeams / PillarsLunawoodThermowood Frames and BearersPorcelain StonewareApariciPorcelain Tiles – MarblesCeramicsTerrealTerracotta Facade in Manchester HospitalWindowspanoramah!®ah! CornerHome AppliancesGIRAGira Keyless in – Door communicationLightsLinea Light GroupIntegrated Lighting – Fylo+More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Houses Albion Street Residences / Kennerly Architecture & Planning Projects Save this picture!© Bruce Damonte+ 23 Share United States Year:  CopyHouses•San Francisco, United Statescenter_img Photographs Architects: Kennerly Architecture & Planning Year Completion year of this architecture project ArchDaily 2016 Photographs:  Bruce Damonte, Joe Fletcher City:San FranciscoCountry:United StatesMore SpecsLess SpecsSave this picture!© Bruce DamonteText description provided by the architects. A local developer asked Kennerly Architecture and Planning to design three new condominiums on a formerly empty lot that once housed San Francisco’s original Mission Dolores. The site is located at the T intersection of two smaller streets, where it terminates a block-long vista and commands views up to the towers of the present-day Mission Dolores and Twin Peaks in the distance. The building reinterprets San Francisco’s fine-grain urbanism as a sequence of figural urban spaces leading from street to court through transparent multilevel townhomes to midblock gardens and patios. Save this picture!© Joe FletcherSave this picture!SectionSave this picture!© Joe FletcherThe primary design constraint was the need to remain sensitive both to the converted historic Union Hall that shares the same parcel and to the shared-access driveway that leads to parking beneath it. The solution co-opts this in-between space as a common entry promenade and court, while the building extends out and over with a broad cantilever, emerging as an exuberant bay window that reinterprets Union Hall’s traditional bay window in a contemporary manner. Save this picture!© Bruce DamonteInternally, the building breaks into two volumes with a garden entry court in between. A walkway connects the two volumes: a four-story townhouse in front and two two-story units stacked on top of each other in back. All three homes have complex sections that respond to their situation: the Street House with its double height volumes and planted terraces in the front, the Garden House spilling out to the rear yard, and the Sky House above with its procession up to a broad deck with views across the city. Save this picture!© Joe FletcherWindows are deeply recessed to give the facades depth and texture and relate to the historic building next door. Ribbed glass provides privacy where needed. The volumes are clad in a highly durable white plastic decking material, counterpointed by the extensive use of stained wood, including mahogany doors at the entries. The exterior walls fold up and over to become a roof element. A large steel trellis at the roof level provides shade, while generous plantings in the courtyard and along the street create a tropical feel. Ornamental metal gates provide access to the exterior stairways. Save this picture!DiagramThe project occupies a transit-rich mixed-use neighborhood where walking or biking is the preferred mode of transportation. The courtyard provides multiple light aspects and cross ventilation and minimizes conditioned common space. The sidewalk, driveway, and inner court are pervious, allowing water to percolate into native sandy soils. Planters and green roofs detain rain water as well. Extensive shading of windows allows access to views without active cooling. Other sustainable design elements include radiant underfloor heating, flooring manufactured from rapid-growing woods, low-VOC finishes, water-saving fixtures and irrigation systems, and energy-efficient lighting. Save this picture!© Bruce DamonteProject gallerySee allShow [email protected]: Inside Canada’s Contribution to the 2016 Venice BiennaleArchitecture NewsAD Readers Debate: Living Standards, From Micro-Apartments to FavelasArticles Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/788129/albion-street-residences-kennerly-architecture-and-planning Clipboard “COPY” Albion Street Residences / Kennerly Architecture & PlanningSave this projectSaveAlbion Street Residences / Kennerly Architecture & Planninglast_img read more

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Marbella House / PAARQ Arquitectos

first_imgMarbella House / PAARQ ArquitectosSave this projectSaveMarbella House / PAARQ Arquitectos Year:  Architects: PAARQ Arquitectos Area Area of this architecture project Lead Architect: Houses Patricio Araya Rodriguez Chile Marbella House / PAARQ Arquitectos ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/916648/marbella-house-paarq-arquitectos Clipboard “COPY” “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/916648/marbella-house-paarq-arquitectos Clipboard 2018 CopyHouses•Maitencillo, Chile Area:  375 m² Year Completion year of this architecture project Manufacturers: AutoDesk, Sherwin-Williams, Dellorto, Dynal, MK, SIP, Trimble Photographs Save this picture!© Paula Monroy+ 25Curated by Clara Ott Share Client:Miguel Angel OlivaEngineering:Pablo RomeroLandscaping:PAARQ ArquitectosCollaborators:PAARQ ArquitectosCity:MaitencilloCountry:ChileMore SpecsLess SpecsSave this picture!© Paula MonroyRecommended ProductsAcousticSchöckStaircase Insulation – Tronsole®DoorsVEKADoors – VEKAMOTION 82DoorsStudcoAccess Panels – AccessDorWoodLunawoodThermowood FacadesText description provided by the architects. Casa Marbella is conceived with the purpose of encapsulating the wide view in 180 degrees towards the sea and the hill. The commission was to create an open space program with the ability to host the daily life of a large family.Save this picture!© Paula MonroySave this picture!SectionSave this picture!© Paula MonroyFraming the view and the site in was one of the important points, we had to come up with a volume that would comply with the building regulations, so the design was essential for the approval of the project. The spaces for private use at underground level (51% of the volume is in contact with the ground) and a volume of reinforced concrete where the rooms are located, overlooking a garden and the endless pool, allow light and natural ventilation.Save this picture!© Paula MonroySave this picture!PlanSave this picture!© Paula MonroyAscending to the first floor, we find the main staircase (point of intersection of the volumes), the horizontality of the stone surface that reaches the main access with an important height of 3.00 gives way to living room and kitchen, separated by a chimney that differentiates both areas. The kitchen, an important part of the project, given the owner’s passion for the culinary art, frames the best view towards a large terrace contemplating the landscape and the sunset in all its extension.Save this picture!© Paula MonroyProject gallerySee allShow lessStefano Boeri Architetti Designs New Offset Housing in AlbaniaArchitecture News7 Wonders of the Ancient World Brought Back to LifeArticles Share Photographs:  Paula Monroy Manufacturers Brands with products used in this architecture project Projects CopyAbout this officePAARQ ArquitectosOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesMaitencilloChilePublished on May 08, 2019Cite: “Marbella House / PAARQ Arquitectos” [Casa Marbella / PAARQ Arquitectos] 08 May 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassHanging LampsVibiaHanging Lamp – VOLConcreteKrytonCrystalline Waterproofing – KIMSkylightsLAMILUXGlass Skylight FE PassivhausPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionBricksFeldhaus KlinkerThin Bricks – ClassicGlassDip-TechDigital Ceramic Printing for Interior DesignWoodStructureCraftEngineering – FootbridgesAluminium CompositesCymat Technologies Ltd.Bundang Doosan Tower – Alusion™ Stabilized Aluminum FoamTable LampsRoss GardamDesk Lamp – OraMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Miragaia Residential Complex / Menos é Mais Arquitectos

first_img Year:  CopyApartments•Oporto, Portugal Photographs:  José Campos Manufacturers Brands with products used in this architecture project Francisco Vieira de Campos, Cristina Guedes Lead Architects: 2018 Miragaia Residential Complex / Menos é Mais ArquitectosSave this projectSaveMiragaia Residential Complex / Menos é Mais Arquitectos ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/962923/miragaia-residential-complex-menos-e-mais-arquitectos Clipboard Mechanical Engineering: Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/962923/miragaia-residential-complex-menos-e-mais-arquitectos Clipboard Area:  1541 m² Year Completion year of this architecture project Design Team:Cristina Maximino, Gonçalo Castro, Inês Mesquita, Ricardo Medina, José Pedro Rocha, Ines Marinho Batista, Adrián Sifres Ortega, Cláudia CostaHidraulic:Fernanda ValenteStructures:Eulália SoaresElectrical:Maria da Luz SantiagoSecurity:Afaconsult – Engineering ProjectsMechanical:André BorgesClient:VontadExpressa Promoção e Gestão Imobiliária Lda.Safety & Security:Maria Da Luz SantiagoCity:OportoCountry:PortugalMore SpecsLess SpecsSave this picture!© José CamposRecommended ProductsResidential ApplicationsULMA Architectural SolutionsAir Facade Panels in Fonsanta RestaurationWoodLunawoodThermo Timber and Industrial ThermowoodConcreteKrytonConcrete Hardening – Hard-CemResidential ApplicationsFastmount®Heavy Duty Panel Fastener at ‘Sandboxes’ HouseText description provided by the architects. The XIII century building, with a facade of great architectural value, is composed of 4 floors and the top floor is a ruin. The interior is partially destroyed leaving only the facade. The proposal contemplates the consolidation of the main ruin facade. The top floor is rebuilt with contemporary lightweight materials because of the difficulty of replacing the existing stonework with certain wear and tear of the time.Save this picture!© José CamposSave this picture!AxoSave this picture!© José CamposThe neutral and abstract character of the volumes allows detaching the existing buildings and richness of the stonework that they contain. We choose a floor distribution in the gallery following the tradition of using the exterior surroundings. The buildings open themselves to the hill, forcing an urban life and a great ambiguity between public and private spaces. The interiors are organized to the best possible orientation – north, south. Therefore, the distribution gallery is presented at the north as well as the rooms. Every living room is oriented to the southwest. The new buildings start from the presupposition of a coincidence between construction and composition.Save this picture!© José CamposThe facade reflects and is evidence of the lot´s narrow subdivision. The new buildings would be built in reinforced concrete. Local light materials would be used like wood, iron, slate, corrugated sheet, tile in the fill of the vain and gables treatment. The building both neutral and silent, to evidence the set where it’s inserted, with no language, no time…Save this picture!© José CamposProject gallerySee allShow lessRefurbishment Holiday Home / dolmus ArchitektenSelected ProjectsKuma. Complete Works 1988–TodayArchitecture BooksProject locationAddress:Miragaia, 4050 Oporto, PortugalLocation to be used only as a reference. It could indicate city/country but not exact address. Share Architects: Menos é Mais Arquitectos Area Area of this architecture project Electrical Engineering: Afaconsult – Engineering Projects Apartments Manufacturers: Carpintaria Miguel Batista ArchDaily Miragaia Residential Complex / Menos é Mais Arquitectos “COPY” Enescoord – Coordenação e Gestão de Projectos e Obras Lda Portugal Photographs Save this picture!© José Campos+ 33Curated by Susanna Moreira Share “COPY” CopyAbout this officeMenos é Mais ArquitectosOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsOportoPortugalPublished on June 09, 2021Cite: “Miragaia Residential Complex / Menos é Mais Arquitectos” [Complexo de Habitação em Miragaia / Menos é Mais Arquitectos] 09 Jun 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemGlassMitrexSolar GreenhouseMetal PanelsAurubisMill Finished Copper: Nordic StandardMetallicsHAVER & BOECKERArchitectural Wire Mesh – MULTI-BARRETTE 8130Enclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsSealantsEffisusGutter Repair – TiteGutter3Aluminium CompositesSculptformAluminium Click-on BattensTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea PrestigeMetallicsRHEINZINKZinc Roof Systems – Click Roll CapsTiles / Mosaic / GresiteTerrealTerracotta Cladding TileDoorsECLISSESliding Pocket Door – ECLISSE UnilateralWindowsJoskoWindows and Sliding Doors – ONE SeriesMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Vitalise appoints trustee with online communications expertise

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Digital Management Recruitment / people National disability charity Vitalise has appointed IT consultant Adrian Melrose to its Board of Trustees to help strengthen its application of online communications. Adrian is Managing Director of iconcertina creative Ltd, an IT company providing custom online solutions, and Thirdsay.com, a charity giving website.Adrian has been donating his time to Vitalise for the past 18 months in the capacity of IT consultant, advising the charity on issues such as web design, interactivity and online communications, and helping plan Vitalise’s five-year IT strategy.Adrian has focused in particular on helping the charity make more effective use of its website. He plans to help Vitalise introduce more interactivity to the site, so that volunteers, supporters and fundraisers can create profiles and manage their activities online, thus saving time and reducing administration costs. Advertisement Adrian’s Thirdsay.com sponsored Vitalise’s Legends of Sport Celebrity Dinner in May this year, helping the charity raise over £45,000 from the event. Iconcertina recently helped Vitalise boost subscriptions to its electronic newsletter by devising an eye-catching online form for its website, coupled with a subscriber competition, for which iconcertina also donated the prize.Vitalise Chief Executive Pat Wallace said:We would like to welcome Adrian as a trustee. His talents in the area of online communications will prove an invaluable asset to our Board of Trustees and help us keep pace with an ever-changing business environment.”Adrian said: “I feel very privileged to be appointed as a trustee to such a great charity. Online technology is the greatest enabler and Vitalise will be one of many charities in the Third Sector to use it to its best advantage.” About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.center_img Vitalise appoints trustee with online communications expertise Howard Lake | 11 August 2006 | News  14 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

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